You can rest assured that our service is always free for our customers – there are no hidden fees or charges. We instead work on a commission basis with our network of lenders. You will however need to check whether your lender might apply any additional fees, such as late payment fees, before submitting a loan request.

Find Me A Loan Today is not a lender and does not provide lending services directly to consumers. Based on the information you submit, we will search our network of loan providers, and do our best to connect you with a lender who can help.

The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowers may incur. All fees and rate information should be disclosed to you by your lender at the time of approval. This information can usually be found on the e-signature page.

Full Disclosure of Terms

Your lender should provide you with documents that contain all fees and rate information pertaining to the loan being offered to you. It’s important to review these documents carefully, before agreeing to the terms of the loan. You are under no obligation to accept these terms, if you decide you no longer wish to proceed with the loan. However, if you do wish to move forward with the loan process, you will need to electronically sign the agreement, then await transfer of your funds.

The loan fees and interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. Find Me A Loan Today has no control or knowledge of the loan details between you and your lender. You are under no obligation to continue with the request process if you find a particular lender’s loan terms unsuitable.

Late Payment Policy

Lenders tend to have slightly different policies regarding late payments. It’s therefore a good idea to review the late payment policy detailed in the loan documents provided to you by your lender before agreeing to the loan terms. You can be assured though that all lenders must abide by applicable laws, rules, and regulations regarding late payment fees.

Non-Payment Policy

Additional fees or charges may apply to you in the event that you are unable to repay your loan. As Find Me A Loan Today only work with reputable lenders, who are dedicated to pursuing collections in a fair and reasonable manner, you can be certain that you will be treated fairly by your lender.

Loan Renewal Policy

Loan renewal policies are largely governed by state regulatory legislation. In states where rollovers, or repayment term extensions, are allowed, interest rates, along with any late payment fees, can increase the total price of your loan. You should thus carefully consider whether a loan rollover is the right option for you.