A no credit check loan is a type of loan where a lender does not have to do a hard credit check, or “pull” to approve your loan application. Online loans with no credit check can include payday loans and title loans.
Getting a loan if you have a bad credit score can be difficult, especially if you want a low interest rate. By using a comparison site or a loan broker, you can find a lender who can offer you a loan without a credit check. Payday loans and instalment loans with no credit checks could be an option if you need to borrow money.
There are several types of loan available without a hard credit “pull”:
Many payday lenders offer loans without credit checks in some states. Payday loans are generally under $500, offered with a high interest, and can be acquired within one day. With Find Me A Loan Today, we work with a variety of fast payday loan lenders; you can apply with us without being credit checked.
You could opt to visit a local pawn shop to get a cash loan, which will a percentage of the value of something valuable that you own, like jewellery. The store will not sell that item, provided that you repay the interest on the loan. If you do not repay, the shop can sell your valuables.
Car title loans, also known as auto title loans, is where a borrower uses their vehicle to secure a loan. The loan amount is determined based on the value of your vehicle.
If you’d rather not borrow from a lender, you could ask family or trusted friends to give you cash loan. You won’t need a credit check to borrow money from them.
No loan decision can be guaranteed without going through the proper checks unfortunately. A lender will need to evaluate whether you can afford to repay the loan. To be at least eligible for cash loans online with no credit checks, you’ll need to be over the age of 18, have a mobile phone, US residency and a US bank account.
In order to give yourself the best possible chance of approval, you should ensure that you can afford to make the repayments every month, and also not have a recent history of missed payments on your credit report.
Searching for the best payday lender can be time consuming and stressful. Your short term credit could be only two applications away.
We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan for you.
We're a broker, not a lender but we'll try to help you get a loan even if you don't have a perfect credit history.